Specialist Mortgage & Property Finance Brokers in Essex
Mortgage321 is a specialist mortgage brokerage based in Colchester, providing tailored mortgage and property finance solutions across Essex and throughout the UK.
Founded in 2009 and backed by over 30 years of industry experience, we focus on cases that require clarity, structure and a problem-solving approach. Whether you are a first-time buyer, home mover, property investor or business owner, we deliver advice built around your specific circumstances — not just standard criteria.
Our Areas of Expertise Include:
Residential Mortgages & Remortgages
Buy-to-Let & Portfolio Landlord Finance
HMO & Multi-Unit Block Mortgages
Limited Company Buy-to-Let
Capital Raising & Debt Consolidation
Bridging Finance & Development Funding
Adverse Credit & Complex Income Cases
Self-Employed & Company Director Mortgages
We regularly assist clients who have previously been declined, have complex income structures, or require specialist lenders outside of high street criteria. Our role is to assess your full financial profile, structure the application correctly, and place it with the most suitable lender for your situation.
For property investors, we provide strategic guidance on leverage, portfolio structuring and long-term funding solutions — helping you finance growth efficiently and sustainably.
At Mortgage321, we pride ourselves on clear communication, detailed case preparation and proactive lender management from enquiry through to completion.
Experienced guidance. Structured solutions. Specialist mortgage advice you can rely on.
